Welcome to HK Home Loans! These terms and conditions ("Terms") outline the rules and regulations for using our website. By accessing and using our website, you agree to abide by these Terms. If you disagree with any part of these Terms, please refrain from using our website.

 

1. Website Usage:

1.1. You must be at least 18 years old to use our website.

1.2. Your use of our website is at your own risk. We are not liable for any losses or damages incurred while using our website.

 

2. Privacy:

2.1. Our Privacy Policy governs the collection, use, and storage of personal information. By using our website, you consent to our Privacy Policy.

 

3. Intellectual Property:

3.1. The content on our website, including text, graphics, logos, images, and software, is protected by intellectual property laws. You may not use, reproduce, or distribute our content without prior written consent.

 

4. Third-Party Links:

4.1. Our website may contain links to third-party websites. We are not responsible for the content or practices of these sites. Accessing these links is at your own risk.

 

5. Limitation of Liability:

5.1. We strive to provide accurate and up-to-date information, but we do not warrant the accuracy, completeness, or reliability of our content.

5.2. We are not liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of our website.

 

6. Termination:

6.1. We reserve the right to terminate your access to our website for any reason without notice.

 

7. Changes to Terms:

7.1. We may revise these Terms at any time. By continuing to use our website, you agree to the revised Terms.

 

 

Terms and Conditions of HK Home Loan Services

 

1. Eligibility:

1.1. Our loan services are available to individuals over 18 years of age.

 

2. Loan Applications:

2.1. Loan applications are subject to approval by our partnered lenders.

2.2. We are not responsible for the outcome of your loan application.

 

3. Information Accuracy:

3.1. You are responsible for providing accurate and truthful information during the loan application process.

3.2. We are not liable for any consequences resulting from inaccurate or incomplete information provided by you.

 

4. Consultation:

4.1. Consultation services are for general information only and do not constitute professional advice.

4.2. You should seek independent financial advice for your specific situation.

 

5. Personal Information:

5.1. We collect and process personal information as outlined in our Privacy Policy.

 

6. Intellectual Property:

6.1. Any materials provided to you during the course of our services are for your personal use only and may not be reproduced or distributed without our written consent.

 

7. Legal Jurisdiction:

7.1. Any disputes arising from our services will be governed by the State of Victoria, Australia, and any legal proceedings will take place in the courts of the State of Victoria, Australia.

 

8. Financial Advice Disclaimer:

8.1. Our website and services are not intended to provide personalized financial advice. Any information provided is for general informational purposes only. You should consult with a qualified financial advisor before making any financial decisions.

 

9. Indemnification:

9.1. You agree to indemnify and hold us harmless from any claims, losses, damages, liabilities, and expenses arising from your use of our website, services, or any violation of these Terms.

 

10. Severability:

10.1. If any part of these Terms is deemed invalid or unenforceable, the remaining portions shall still be considered valid and enforceable to the fullest extent permitted by law.

 

11. Governing Law:

11.1. These Terms are governed by the laws of the State of Victoria, Australia, without regard to its conflict of laws principles.

 

12. Entire Agreement:

12.1. These Terms constitute the entire agreement between you and HK Home Loans regarding the use of our website and services, superseding any prior agreements or understandings.

 

 

Terms and Conditions of Use Changes:

 

13. Modifications:

13.1. We reserve the right to modify, amend, or update these Terms and Conditions at any time without prior notice. Changes will be effective upon posting on our website. It is your responsibility to review these Terms periodically for updates.

 

14. Continued Use:

14.1. By continuing to use our website and services after any modifications, you indicate your acceptance of the revised Terms and Conditions.

 

Contact Us

For any questions or concerns regarding these Terms and Conditions, please contact us at

info@hkhomeloans.com.au or +61402 326 712.

 

This Terms and Conditions is effective as of the date stated above and applies to all data

collected by HK Home Loans.

HK Home Loans Business Details

HK Home Loans Pty Ltd

Address: 4 Glade Ct, Berwick VIC 3806

Email: info@hkhomeloans.com.au

Phone: +61402 326 712

ABN: 8423963720

ACN: 139974566